Bajaj Finance Fixed Deposit

Invest in a Fixed Deposit to grow your savings, with high stability and safety of principal amount. As one of the safest investment options, fixed deposit enables you to take control of your investments with flexibility and offers guaranteed returns. You can easily choose a tenor between 12 months and 60 months, as per your financial needs.

Bajaj Finance Fixed Deposit offers attractive FD interest rates of upto 7.25%, so you can easily multiply your savings. Investing in a Bajaj Finance Fixed Deposit is very easy, and you can check your final maturity amount using an FD Calculator, before you start investing. Bajaj Finance FD offers some of the best features and benefits, so you can enjoy a hassle-free investment experience.

Period in monthsBFL rates todayNew rates w.e.f 04 Mar 2023Change over today’s BFL rates
12 – 14 Months7.15%7.40%0.25%
15 Months7.30%7.45%0.15%
15 – 23 Months7.15%7.50%0.35%
18 Months7.15%7.40%0.25%
22 Months7.45%7.50%0.05%
24 Months7.50%7.55%0.05%
25 – 35 Months7.30%7.35%0.05%
30 Months7.40%7.45%0.05%
33 Months7.70%7.75%0.05%
36 – 60 Months7.60%7.65%0.05%
44 Months7.85%7.95%0.10%

Fixed Deposit valid for deposits up to Rs.5 crore

New Customers

CumulativeNon-Cumulative
At MaturityMonthlyQuarterlyHalf YearlyAnnual
12 – 14 months7.407.167.207.277.40
15 – 23 months7.507.257.307.367.50
24 months7.557.307.357.417.55
25 – 35 months7.357.117.167.227.35
36 – 60 months7.657.397.447.517.65
PeriodCumulativeNon-Cumulative
MonthlyQuarterlyHalf YearlyAnnual
15 Months7.457.217.257.327.45
18 Months7.407.167.207.277.40
22 Months7.507.257.307.367.50
30 Months7.457.217.257.327.45
33 Months7.757.497.537.617.75
44 Months7.957.677.727.807.95

For senior Citizens

PeriodCumulativeNon – Cumulative
At MaturityMonthlyQuarterlyHalf YearlyAnnual
12 – 14 months7.657.397.447.517.65
15 – 23 months7.757.497.537.617.75
24 months7.807.537.587.657.80
25 – 35 months7.607.357.397.467.60
36 – 60 months7.907.637.687.757.90
PeriodCumulativeNon-Cumulative
At MaturityMonthlyQuarterlyHalf YearlyAnnual
15 Months7.707.447.497.567.70
18 Months7.657.397.447.517.65
22 Months7.757.497.537.617.75
30 Months7.707.447.497.567.70
33 Months8.007.727.777.858.00
44 Months8.207.917.968.048.20

+0.10% over and above the rate of interest at which the deposit is booked

new rates for trusts are as under:

PeriodCumulativeNon-Cumulative
At MaturityMonthlyQuarterlyHalf YearlyAnnual
12 – 23 Months7.607.357.397.467.60
24 – 35 Months7.807.537.587.657.80
36 – 60 Months7.707.447.497.567.70

Cumulative FD vs Non-cumulative FD:

Choose from Cumulative FDs (where interest is payable at the time of maturity) or Non-cumulative FDs (where interest may be payable at monthly, quarterly, half-yearly or annual basis).

For further information or guidance please Contact Us, we will be pleased to be helpful to you.